Employee Insurance

Kingston is part of Mayflower Municipal Health Insurance Group, Blue Cross Blue Shield and Harvard Pilgrim 

HMO and PPO options for employee only or family. 

Health Insurance premium cost paid 60% by the Town and 40% by the employee 

School employees - Health Insurance Rates Fiscal Year 2024      Town Employees - Health Insurance Rates Fiscal Year 2024 

HMO Insurance Comparison Fiscal Year 2024

PPO Insurance Insurance Comparison Fiscal Year 2024

Open Enrollment is in April 15 to May 15 with plans taking effect July 1st.  

New benefits eligible employees start health insurance the first of the month after date of hire.

Health Insurance premium cost is deducted from the employee's paycheck, pretax, for 24 of the 26 pay periods.  Premiums are paid a month in advance. Example: Paycheck deductions taken in May, pay for June coverage.